Financial Insights

KCM On Balance – August 2021

Just when it looked like an end to the pandemic might be in sight, the Delta variant emerged to quell growing optimism. As a result, travel restrictions remain in place and talk of indoor masking, even for the vaccinated, is further dampening the earlier hopefulness. The market responded to concerns over the Delta variant with a mid-month selloff, but stocks quickly bounced back, with all three major indexes reaching new highs. Continuing economic recovery, coupled with the strong earnings results reported in July, should support stock prices.

The argument over Value vs Growth and Small vs. Large is never-ending. Academic research supports the long-term potential for Value and Small to outperform. With that in mind, we’ve provided a helpful chart to demonstrate how investing in Small Value stocks can pay off over time. Our next piece discusses the many benefits of 529 college savings plans that are often overlooked. Read on for some valuable advice on how to manage 401(k) investments overlooked in the transition between jobs. It’s never wise to leave money on the table and missing out on tax deductions is a lost opportunity. We’ve included a helpful article revealing tax deductions that may be available to families caring for elderly or disabled family members. Finally, there’s nothing that tastes like summer more than a juicy fresh tomato. Enjoy 75 creative recipes that will help you make the most of this summer’s harvest.

Articles of Interest

U.S. Swing in Small Value Stocks Shows Benefits of Staying the Course

Over the long term in the US, Value stocks have outperformed Growth stocks. Similarly, Small Cap stocks have outperformed Large Caps. However, the performance of these stocks varies in the short term. Since there’s no way to predict when Small Value stocks will outperform, the best way to benefit from potential gains is to stay invested over the long term.
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7 Benefits You Didn’t Know About 529 College Savings Plans

Surprisingly, only around 35% of Americans are familiar with 529 plans or understand how the plans can help families save for educational expenses. 529 plans allow savers to accumulate funds on a tax-deferred basis and withdraw money tax free for qualifying higher education expenses. However, there are many more perks to these plans than just tax benefits.
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Here’s What to Do with the Money Left Behind in an Old 401(k)

It’s hard to imagine anyone would forget about savings they’ve accumulated but this is more common than you might expect. Transitioning from one job to another can be stressful and sometimes people may intend to deal with accounts later only to forget. Leaving savings behind means missing out on opportunities to invest for your future. Read on for tips on how to maximize the benefit from funds that have been inadvertently left behind.
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How to Take Write-Offs for Helping Relatives

In many families, it’s not uncommon for family members to act as caregivers for elderly or disabled relatives. For example, many adult children often assume responsibility in caring for aging parents or grandparents. Footing the bills for long-term or medical care is often a part of this. Under certain circumstances, these costs may be tax-deductible. Learn more about the rules for write-offs so you don’t leave money on the table.
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Summer Tomato Recipes

Summer is a season that has a lot going for it, and it’s the traditional time to relax, vacation, and enjoy the recreational pleasures that come with warm weather. One of the greatest treats of the season is a bountiful supply of fresh produce. There’s nothing to beat a fresh, locally grown tomato. While a fresh tomato is a slice of heaven on its own, it can inspire an impressive level of culinary creativity. Here are 75 ways to enjoy one of summer’s greatest delights.
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Advisory services offered through KCPAG Financial Advisors LLC and insurance services offered through KCPAG Insurance Services LLC, subsidiaries of Kemper Capital Management LLC. Tax services offered through Kemper CPA Group LLP.Symmetry Partners, LLC is an investment advisory firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered, or excluded or exempted from registration requirements. No one should assume that future performance of any specific investment, investment strategy, product, or non-investment related content made reference to directly or indirectly in this email will be profitable. As with any investment strategy, there is the possibility of profitability as well as loss.

Symmetry does not provide tax or legal advice and nothing either stated or implied here should be inferred as providing such advice. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.

Symmetry Partners, LLC is not affiliated with any firm mentioned in this material.

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