Wishing you a prosperous and joyous holiday season!
As we wrap up 2025 and begin planning for 2026, spend some time celebrating the season and all you’ve accomplished this year.
November was volatile for U.S. Equities before leveling off, as inflation concerns, tariff pressures, and the fallout from the prolonged government shutdown kept investors cautious.
Missing economic data added uncertainty to the Federal Reserve’s upcoming policy decisions, especially with signs of a cooling labor market.
As uncertainty grew, investors shifted away from large tech companies toward steadier sectors. Global bonds were relatively calm, supported by expectations of easing policy, though concerns about future Treasury supply and unclear economic signals limited overall optimism.
Articles of Interest
2025 Year-End Tax Planning Can Protect You From a Big Tax Bill
Year-end tax planning is crucial. With 2026 fast approaching, here are key areas to focus on, according to Kiplinger.
Don’t Let Mr. Market Bully You: A Gentle Reminder of Your Built-In Protection
According to Humble Dollar, with a solid cash-and-bond buffer in place, market downturns become less challenging, turning fear into patience and opportunity.
A Year-End Bucket To-Do List for Your Retirement Portfolio
Morningstar provides seven steps to tackle a lot of jobs: refilling cash, rebalancing, tax planning, and charitable giving.
9 Tips for Teaching Kids About Money
How do you foster financial independence and financial literacy with young people? Charles Schwab provides some tips.
The 46 Best Cheap Christmas Gifts Under $30
Do rising costs have you worried about your holiday spending? Better Homes & Gardens has curated ideas for low-cost gifts for everyone on your list.
Advisory services offered through KCPAG Financial Advisors LLC and insurance services offered through KCPAG Insurance Services LLC, subsidiaries of Kemper Capital Management LLC. Tax services offered through Kemper CPA Group LLP.
Symmetry Partners, LLC is an investment advisory firm registered with the Securities and Exchange Commission (SEC). The firm only transacts business in states where it is properly registered, excluded, or exempt from registration requirements. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the SEC.
No one should assume that future performance of any specific investment, investment strategy, product, or non-investment-related content made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume any discussion or information contained in this email serves as the receipt of, or as a substitute for, personalized investment advice. Symmetry does not provide tax or legal advice and nothing either stated or implied here should be inferred as providing such advice. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.
Diversification seeks to improve performance by spreading your investment dollars into various asset classes to add balance to your portfolio. Using this methodology, however, does not guarantee a profit or protection from loss in a declining market. Past performance does not guarantee future results.
